Heavy Vehicle Insurance If Someone's Vehicle Is To Be Torn Apart Like In The Movie "Walking Tall"?

If someone's vehicle is to be torn apart like in the movie "Walking Tall"? - heavy vehicle insurance

And only insurance for your car and nothing else, what rights that person to harm commens? Let's down, for the sake of argument that are not rich, and is the only vehicle that they have and do not want to pay much money to buy a new car or to pay one U.S. dollars back to serious things to say normal?

The scene of the "Walking Tall", the brilliant, beautiful destroyed, the search for new truck was very uncomfortable. Would not that person at least some rights, or what? And do not tell me, "Now in the silence."